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Phone: (812) 349-3401

Fax: (812) 349-3582

Email: niedermd@bloomington.in.gov

Are you considering the purchase of a home and concerned that you may not have enough funds saved to qualify? HAND's Down Payment and Closing Cost Assistance program provides financial assistance of up to $5,000.00 to eligible first time home buyers.

The assistance is in the form of a forgivable 2nd mortgage. As long as you remain the owner occupier of the assisted property the 2nd mortgage forgives at a rate of 20% per year. The 2nd mortgage completely forgives after 5 years.

You may be eligible if: