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The Bloomington Green Home Improvement Program (BGHIP) is a 2021 lending program to provide financing for homeowners to complete eligible energy efficiency, solar, and/ or geothermal upgrades to their homes. This program is a partnership between the City of Bloomington’s Department of Economic and Sustainable DevelopmentCDFI Friendly Bloomington and Clean Energy Credit Union.

 

The Bloomington Green Home Improvement Program helps Bloomington homeowners finance energy efficiency upgrades, reduce their utility bills, and increase the environmental sustainability of their houses, in accordance with the City's goals to improve environmental and economic equity in Bloomington. 

 

Eligibility requirements:
 

  • Residence must be owner-occupied and the homeowner must submit the intake form and loan application to receive lending for an eligible project.
     
  • Property must be within the Bloomington city limits. If you are not sure if your house is in city limits, check at Bloomington.in.gov/MyBloomington. If your property is not within city limits, you can receive lending through CECU, but are not eligible for the interest rate reduction or rebate. 
     
  • Eligible BGHIP projects for lending include:
    • Solar photovoltaic system installation
    • Geothermal heat pump systems
    • Other green home improvements:
      • HVAC
      • Water heating
      • Lighting 
      • Appliances 
      • Energy analysis and monitoring
      • Building envelope
      • Electrical vehicle charger
    • Find a full list of eligible green home improvements for lending here.
       

Available Project Support:
 

  • Low interest loans: All program borrowers are qualified for a 0.5%-discounted loan rate to finance eligible home improvements (see above). Low interest loans will be provided through Clean Energy Credit Union’s Solar, Geothermal, and/or Green Home Improvement loan programs. The minimum loan amount is $3,000.  
     
  • $1,000 rebates: Borrowers with a 2020 annual household income of under $100,000 are eligible for a $1,000 rebate from the City of Bloomington after the loan has closed and the resident has submitted proof of completion of eligible projects and income verification. To receive a program rebate, the resident must have closed their BGHIP loan from Clean Energy Credit Union and demonstrated project completion. The rebate will be issued directly to the program participant after verification within 90 days. Rebates will be limited to the first 100 qualified applicants with completed projects and verification of completion of work must be submitted by July 2022 to receive rebate. 
     
  • Tax credit and net metering:
    • Solar installations installed in 2021 and 2022 are also eligible for 26% federal income tax credit. More information about the federal income tax credit is available here
    • Please note, net metering programs for new solar customers ends for new solar installations no later than July 1, 2022. After that point, customers will receive a lower rate for electricity generated. 
       

How to apply for lending:
 

  • Submit the City of Bloomington intake form:
    • Complete the form here electronically or
    • Print and mail the intake form (see bottom of page for printable version) to City of Bloomington, Department of Economic & Sustainable Development, 401 N. Morton St., Suite 150, Bloomington, IN 47403.
    • Submission of the intake form indicates interest in receiving a loan to finance eligible green home improvements on a home within city limits. This intake form will be screened to determine whether the home is within city limits and whether the home is within a historic district.  
       
  • Contractor selection for green home improvement loan eligible projects and services will be the resident's choice. Businesses may consent to have their contact information listed on this site for residents to contact the business directly for project quotes and availability. This does not imply endorsement of specific businesses by the City of Bloomington. 
    • Program participants are recommended to consider multiple contractors to determine scheduling availability and suitability for their project.
    • Not sure where to start? Check out Duke's home improvement contractor network: www.duke-energy.com/find-it-duke/find-a-contractor or other businesses accredited through the Better Business Bureau at bbb.org. 
       
  • Once you have received verification that your home is eligible via email from City of Bloomington, and once you have obtained a detailed project proposal from a qualified contractor of your choice, you will then submit a loan application to Clean Energy Credit Union to finance your green home improvement project(s) at www.cleanenergycu.org/apply.


    For more information of how to apply for a loan visit: 

    Bloomington Program Solar PV Loan Instructions for Applicants

    Bloomington Program Geothermal Loan Instructions for Applicants

    Bloomington Program Green Home Improvement Loan Instructions for Applicants
     

  • Rebate- For households with annual income under $100,000: After the project has been completed using funds from a Clean Energy Credit Union loan and your loan is closed, submit the Rebate Verification Form (below) to lauren.clemens@bloomington.in.gov (see attachments at bottom of page for form and instructions). Processing will occur once the City of Bloomington receives confirmation from CECU that the loan is closed. 


For more information:
 

  • Please check the list of eligible projects and services listed below. For further questions about qualified projects, please contact the City of Bloomington at sustain@bloomington.in.gov or 812-349-3418.
     
  • See the "BGHIP flow chart" attachment for the step-by-step process. 
     
  • Have questions about lending, contact Clean Energy Credit Union at info@cleanenergycu.org or 720-479-7900.
     
  • A recording of the July 27, 2021 webinar may be found here
     
  • If your home is in a local historic district and you will be making any changes to the exterior of the home--such as solar panel installation--you will need to get a Certificate of Appropriateness (COA) from the Historic Preservation Commission. See the FAQs at the bottom of this page for more information or contact the City of Bloomington Historic Preservation Program Manager at (812) 349-3507.
     

Contractor Contact Information:
 

Residents may choose a contractor that best fits their needs, this list does not imply endorsement of specific businesses by the City of Bloomington. 

Are you a business interested in being listed as a contractor? Please fill out this form to opt-in to have your information listed below.
 

  • Electric Vehicle Chargers: 
    • Jefferson Electric, dani@jeffersonelectricllc.com, 317-418-3917
    • MPI Solar & Mann Plumbing, amie@mpisolarenergy.com, 812-334-4003
    • Whole Sun Designs, robert@wholesundesigns.com, 812-345-6343
       
  • Energy Analysis & Monitoring: 
    • Jefferson Electric, dani@jeffersonelectricllc.com, 317-418-3917
    • Quality HVAC, scott@qcomfort.com, 812-336-3372
       
  • Geothermal: 
    • Quality HVAC, scott@qcomfort.com, 812-336-3372
       
  • HVAC: 
    • Quality HVAC, scott@qcomfort.com, 812-336-3372
       
  • Lighting: 
    • Jefferson Electric, dani@jeffersonelectricllc.com, 317-418-3917
       
  • Solar: 
    • MPI Solar & Mann Plumbing, amie@mpisolarenergy.com, 812-334-4003
    • Jefferson Electric, dani@jeffersonelectricllc.com, 317-418-3917
    • Whole Sun Designs, robert@wholesundesigns.com, 812-345-6343
       
  • Water Heaters: 
    • MPI Solar & Mann Plumbing, amie@mpisolarenergy.com, 812-334-4003
    • Quality HVAC, scott@qcomfort.com, 812-336-3372


Updated 11-8-21